>> HOME FINANCING-BANK MUAMALAT MALAYSIA BERHAD

THE FINANCING EXTENDED TO COMPLETED AND CONSTRUCTION HOUSE

The features -------------------------------------------------------------------------------------------------

1. Either fixed rate or floating rate
2. Either long period or short period
3. The highest margin of financing up to 100%
4. The longest period of financing up to 35 years
5. Variety of packages with personal consumption/overdraft/renovation facility
6. Floating rate with capping at lowest ceiling rate.
7. Fixed rate with multi-tiered rate
8. MRTA over and above margin of financing

The additional benefits -------------------------------------------------------------------------------------

1. Hassle -free + fast approval
2. Free moving cost/legal cost
3. Convenience of payment at our 41 branches.

The rates are as follows ------------------------------------------------------------------------------------

1.FLOATING RATE

Property value RM100K and below

Property value above RM100K

2.FIXED RATE

Property value RM100K and below

Let us help you calculate how much should you pay per month for your home financing. -------------

For assistance and more information ,please call Tel No (Hotline): 03-2059 1389 / 03-2615 7072

Documents required ----------------------------------------------------------------------------------------

Photocopy Identity card of applicant

Latest 3 month Salary slips

J Form/EA form for the past 2 years

Employment letter from employer addressed to Bank Muamalat

Original Sale & Purchase Agreement

Business registration form (for self employed)

Financial & Account Statement (3 years/6 months)

Housing Loan statement from existing bank for 1 year (refinancing)

Current EPF statement