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Pinjaman Perumahan
contact

Pinjaman Perumahan

Soalan lazim yang selalu ditanya kepada saya ada seperti berikut:

1) Pinjaman bank mana yang terbaik?

Pada pendapat saya, adalah lebih baik anda pergi 'bershopping' ke bank-bank untuk mengetahui bank manakah yang lebih baik dari segi pakej dan interest rate. Biasanya pakej bank ini terlalu kerap berubah-ubah dan saya sendiri tak sempat nak mengikuti perkembangan mereka.

Anda perlu buat kajian anda sendiri dan anda tidak perlu risau kerana biasanya anda boleh mendapat maklumat dari mereka secara percuma.

2) Bilakan masa yang sesuai untuk memeriksa pinjaman perumahan?

Sebaiknya anda memeriksa kelayakkan anda dan pastikan anda tidak disenarai hitam oleh bank sebelum anda membuat apa-apa komitmen untuk membeli rumah. Jangan bayar booking dulu, check loan dulu.

Anda boleh menghubungi pegawai-pegawai bank yang mengurskan pinjaman perumahan dan kebanyakkan dari mereka dapat membantu anda berkenaan hal ini secara sukarela.

Bank Islam
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Malaysia Real Estate & Properties. This site was created on 19-Sep-2006